REFINANCING
Life is constantly changing — and so do interest rates, financial situations, and long-term goals. When they shift, it might be the right time to reconsider your mortgage. Refinancing can help you save money, shorten your loan term, and secure a better deal. With Wild Finance by your side, you don’t have to navigate the process alone. We do the heavy lifting for you, always putting your best interests first, and making refinancing simpler and more rewarding than ever.
The Refinancing Process
Refinancing isn’t just about hunting down a lower interest rate — it's about ensuring your mortgage aligns with your ever-changing financial landscape. If it’s been over a year since you last explored your options or if your circumstances have changed, it might be time to venture into the refinancing jungle. Whether your fixed-rate term is ending, or you simply want to know whether there is a better deal out there, Wild Finance is here to help you navigate every step of the way.
Initial Consultation:
We’ll start by understanding your current situation and goals. We'll review your mortgage from top to bottom, considering any potential exit fees or hidden costs that could be lurking in the shadows.
The Research + Negotiation Stage:
Once we’ve done a full review, we’ll dive deep into the market, comparing your home loan with others from over 60 lenders. Our team will present you with a hand-picked shortlist of options, whether it's negotiating with your current lender or finding a better deal elsewhere.
Refix, Refinance or Stay put:
When you’re ready to pounce on the right deal, we take the reins. From application to settlement, we do all the legwork while you sit back and relax. And even after the dust settles, we’ll continue checking in to make sure your loan keeps working as hard as you do.
The Difference between Refinancing and Refixing
Refinancing involves replacing your existing home loan with a new one, either from your current lender or a different one, often to secure a better rate, access equity, or change loan terms. In contrast, refixing is simply locking in a new fixed interest rate with your current lender when your existing fixed-rate period ends, without changing the loan structure
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The Wild Finance Difference for Refinancers
At Wild Finance, we review your home loan every 12 months to ensure you stay on a deal that best suits your needs. We stay abreast of industry news and RBA cash rate changes, with a commitment to:
Work in Your Best Interests
As an independant mortgage brokerage, we work you FOR - and not for the banks.
Educate and Empower
At Wild Finance, we want you to think of us as your tour guides through the lending jungle. We will explain and educate you each step of the way to ensure you make informed decisions.
Wide Panel of Banks and Lenders
We have access to over 40+ Banks and lenders, giving you choice!
What our clients say about us...
"I had the best home loan experience with Andrew at Wild Finance. I came off fixed and my bank wouldn’t help. Andrew got me a great deal and helped me save on my repayments. Highly recommend."
- Mike W.
A Panel of 60+ Banks and Lenders
When you go direct to a bank, they can offer you their own products. When you work with Wild Finance, we have access to a range of banks and lenders, which means we can offer you choice, and find a product that best suits your needs.
